Email pagePDF viewPrint viewRSS News FeedsEmail AlertIR Mobile
United Bankshares Home
Printer Friendly Version
Text Size
The Challenge To Be The Best Never Ends
Home
Investor Relations
UBSI Stock Price
Investor Search
  • Entire IR Site

    Press Releases Only

    Filings Only

Investor Relations

Email pagePDF viewPrint viewRSS News FeedsEmail AlertIR Mobile
Financial Reports
Trend Analysis--Annual (click here for Quarterly Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2017Y2016Y2017/
2016
Ch (%)
2015Y2016/
2015
Ch (%)
Loans Held for Investment, before Reserves13,011,42110,341,13725.829,384,08010.20
Loans Held for Sale, before Reserves265,9558,4453,049.2610,681(20.93)
Loan Loss Reserve76,62772,7715.3075,726(3.90)
Net Loans Receivable13,200,74910,276,81128.459,319,03510.28
Intangible Assets1,523,366886,72171.80728,09221.79
Total Assets19,058,95914,508,89231.3612,577,94415.35
Deposits13,830,59110,796,86728.109,341,52715.58
Debt, Senior and Subordinated1,841,5641,381,57733.291,438,277(3.94)
Common Equity3,240,5302,235,74744.941,712,63530.54
Total Shareholders' Equity3,240,5302,235,74744.941,712,63530.54
Shares Outstanding (actual)105,040,64881,039,97429.6269,603,09716.43
Income Statement ($000)
 2017Y2016Y2017/
2016
Ch (%)
2015Y2016/
2015
Ch (%)
Net Interest Income548,997425,33129.08384,12410.73
Provision for Loan Losses28,40624,50915.9022,5748.57
Noninterest Income126,06169,75280.7371,497(2.44)
Noninterest Expense334,115240,48638.93228,0485.45
Net Income Before Taxes284,827222,65827.92203,4899.42
Provision for Taxes134,24675,57577.6365,53015.33
Net Income150,581147,0832.38137,9596.61
Per Share Items ($)
 2017Y2016Y2017/
2016
Ch (%)
2015Y2016/
2015
Ch (%)
Book Value per Share30.8527.5911.8224.6112.12
Tangible Book Value16.3516.65(1.80)14.1517.68
Diluted EPS Before Extra1.541.99(22.61)1.980.51
Diluted EPS After Extra1.541.99(22.61)1.980.51
Dividends Declared1.33001.32000.761.29002.33
Performance Ratios (%)
 2017Y2016Y2017/
2016
Ch (bp)
2015Y2016/
2015
Ch (bp)
ROAA0.851.10(25)1.12(2)
ROAE5.097.67(258)8.10(43)
Net Interest Margin3.583.62(4)3.584
Loans / Deposits94.0895.78(170)100.46(468)
Efficiency Ratio53.8149.7840350.42(64)
Balance Sheet Ratios (%)
 2017Y2016Y2017/
2016
Ch (bp)
2015Y2016/
2015
Ch (bp)
Tangible Equity/ Tangible Assets9.799.90(11)8.31159
Equity/ Assets17.0015.4115913.62179
Asset Quality Ratios (%)
 2017Y2016Y2017/
2016
Ch (bp)
2015Y2016/
2015
Ch (bp)
Nonperforming Assets/ Assets1.011.0011.26(26)
Loan Loss Reserves/ Gross Loans0.580.70(13)0.81(10)
Loan Loss Reserves/ NPAs41.8353.43(1,160)51.41203
Net Charge-offs/ Avg Loans0.190.27(8)0.253
Regulatory Capital Ratios (%)
 2017Y2016Y2017/
2016
Ch (bp)
2015Y2016/
2015
Ch (bp)
Tier 1 Capital Ratio11.9514.20(225)11.87233

Copyright 2018, © SNL Financial LC  Terms of Use


Home  |  Contact Us  |  Press Releases  |  SiteMap

United Bank