Email pagePDF viewPrint viewRSS News FeedsEmail AlertIR Mobile
United Bankshares Home
Printer Friendly Version
Text Size
The Challenge To Be The Best Never Ends
Home
Investor Relations
UBSI Stock Price
Investor Search
  • Entire IR Site

    Press Releases Only

    Filings Only

Investor Relations

Financial HighlightsUNITED BANKSHARES, INC. (NASDAQ - UBSI) 
Select Period: Financial Charting
 2017 FQ12016 FQ1 2016 FQ4 
Period Ended3/31/20173/31/2016Y-Y Ch (%)12/31/2016 Q-Q Ch (%)
Balance Sheet ($000)   
Total Assets14,762,31512,606,88417.1014,508,8926.99
Total Net Loans10,339,7479,308,29811.0810,276,8112.45
Total Deposits11,062,3299,324,56818.6410,796,8679.83
Equity Attributable to Parent Company2,252,8591,735,03729.852,235,7473.06
Total Equity2,252,8591,735,03729.852,235,7473.06
Profitability (%)   
Net Income ($000) 38,80934,70611.8239,106 (3.04)
Net Income Attributable to Parent ($000) 38,80934,70611.8239,106 (3.04)
ROAA1.081.12 (4)  bp 1.10 (2)  bp
Core ROAA1.051.14 (9)  bp 1.13 (8)  bp
ROAE6.888.02 (114)  bp 7.54 (66)  bp
ROATCE11.5114.00 (249)  bp 13.42 (191)  bp
Core ROAE6.698.16 (147)  bp 7.74 (105)  bp
Net Interest Margin3.383.60 (22)  bp 3.61 (23)  bp
Reported: Net Interest Margin3.433.64 (21)  bp 3.62 (19)  bp
Efficiency Ratio47.1748.59 (142)  bp 45.39178  bp
Noninterest Inc / Operating Rev13.0914.29 (120)  bp 12.7831  bp
Balance Sheet Ratios (%)   
Loans / Deposits94.09100.58 (649)  bp 95.78 (169)  bp
Securities / Assets9.369.64 (28)  bp 9.73 (37)  bp
Total Equity / Total Assets15.2613.76150  bp 15.41 (15)  bp
Tangible Equity / Tangible Assets9.858.48137  bp 9.90 (5)  bp
Tang Common Equity / Tang Assets9.858.48137  bp 9.90 (5)  bp
Asset Quality (%)   
NPAs / Assets0.981.16 (18)  bp 0.944  bp
NPA Excl Restructured / Assets0.891.06 (17)  bp 0.872  bp
NPAs & 90+ PD / Assets1.021.22 (20)  bp 1.002  bp
NPAs / Loans & REO1.381.55 (17)  bp 1.317  bp
Nonaccrual & 90+ & OREO / Assets0.941.12 (18)  bp 0.931  bp
NPAs & 90+ PD / Loans & REO1.451.64 (19)  bp 1.396  bp
NPA & Loans 90+ / Tangible Common Equity + LLR10.5014.21 (371)  bp 10.1832  bp
NCOs / Avg Loans0.220.184  bp 0.220  bp
Loan Loss Reserves / Gross Loans0.700.80 (10)  bp 0.700  bp
Reserves / NPAs50.4251.69 (127)  bp 53.43 (301)  bp
Loan Loss Provision / NCO101.7994.47732  bp 102.00 (21)  bp
Capital Adequacy  ()  
Tier 1 Common Capital (CET1) ($000) 1,407,8281,036,67935.801,393,7434.04
Tier 1 Capital ($000) 1,639,6281,268,47929.261,625,5433.47
Tier 2 Capital ($000) 74,36676,954 (3.36) 74,441 (0.40)
Total Capital ($000) 1,713,9941,345,43327.391,699,9843.30
Total Risk-weighted Assets ($000) 11,475,08610,466,95111,475,08611,443,48111,475,086
Tier 1 Common Capital (CET1) Ratio (%) 12.279.90237  bp 12.189  bp
Tier 1 Ratio (%) 14.2912.12217  bp 14.209  bp
Total Capital Ratio (%) 14.9412.85209  bp 14.868  bp
Liquidity Coverage Ratio (%) NANANANANA
Leverage Ratio (%) 12.0510.84121  bp 12.15 (10)  bp
Basel III Leverage Ratio (%) NANANANANA
Per Share Information ($)   
Common Shares Outstanding (actual) 81,151,25769,706,34116.4281,039,9740.55
Avg Diluted Shares (actual) 81,306,54069,714,12116.6377,303,31020.71
Basic Book Value per Share27.7624.8911.5327.592.46
As-reported Book Value per Share27.7624.8911.5327.592.46
Basic Tangible Book Value per Share16.8514.4616.5316.654.80
Reported: Tangible Book Value16.8514.4616.5316.654.80
Common Dividends Declared per Share0.330.3300.330
EPS after Extra0.480.50 (4) 0.51 (23.53)
EPS after Extra Growth (%) (4.0)0 (400)  bp 6.30 (1,025)  bp
Core EPS0.470.51 (7.84) 0.52 (38.46)
Core EPS Growth (%) (8.3)0.20 (855)  bp 11.60 (1,993)  bp
Diluted EPS before Amortization0.490.51 (3.92) 0.53 (30.19)
Pre-Provision Earnings per Share0.500.53 (5.66) 0.58 (55.17)
Loading ... ... Please wait loading
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2017, © SNL Financial LC  Terms of Use


Home  |  Contact Us  |  Press Releases  |  SiteMap

United Bank